Personal Loan for Salaried Employees

Interest Rate   :  10.99% to 22% or more
Loan Amount  :  Rs. 50,000 to 50 Lakhs
Loan Tunure    :  12 to 60 Months
Loan From       :  Banks / NBFCs
Processing Fee : As per Bank / NBFC
Min Net Salary :    Rs. 20, 000 and above (*)

Fee Payable to Abhi Loans: NIL


(* We may help to get loan if your net salary in the range of Rs. 15,000 to Rs. 20,000, provided if you are working for listed company and salary paid to your bank account. )


Get Personal Loan at 10.99%* - Abhi Loans Services are Absolutely FREE


List of Documents Required for Personal Loan:

  • Last 3 Months Payslips
  • Last 6 Months Bank Statment
  • Employment ID Card Proof
  • Current Address Proof
  • PAN Card & Aadhaar Card
  • Passport Size Photo
  • CIBIL / Credit Score
  • Existing Loans Repayment Report
  • PDCs - Post Dates Cheque's (if loan gets sanctioned)

Minimum CIBIL / Credit Score to get a Hassle Free Personal Loan  :  750 and above is very good score. Note: 80% of the Personal Loan Applications will get sanctioned if applicant CIBIL Score is more than 750 and applicant meeting other eligibility parameters. Anything above 700 is a good CIBIL Score to apply personal loan. So, a higher CIBIL Score will have better chance of getting Personal Loan.


Loan Processing Time  4 Days to 7 Working Days (Subject to Bank / NBFC Processing Time)

Personal Loans generall will be approved within 72 worksing hours if applicant is eligible.Rest of the times for physical documents documents submittion and verification of documents submitted before disbursement of loan.

* Lower Rate of Interest (10.99%) will be considered if you are eligible as per Bank / NBFCs rules..


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